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CITY

Select a City: No Preference Allen Anna Carrollton Celina Frisco Little Elm Lucas Mckinney Melissa Murphy Parker Plano Prosper The Colony Wylie Choose a property type: Residential Multifamily Commercial Land Lease

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Baths 1 2 3 4 5 6 7 8+ Beds 1 2 3 4 5 6 7 8+

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SUBDIVISION

Enter a Subdivision:

Choose a property type: Residential Multifamily Commercial Land Lease

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Baths 1 2 3 4 5 6 7 8+ Beds 1 2 3 4 5 6 7 8+

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SCHOOL

Enter a School:

Choose a property type: Residential Multifamily Commercial Land Lease

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Baths 1 2 3 4 5 6 7 8+ Beds 1 2 3 4 5 6 7 8+

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ZIP

Enter Zip Code Choose a property type: Residential Multifamily Commercial Land Lease

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Baths 1 2 3 4 5 6 7 8+ Beds 1 2 3 4 5 6 7 8+

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MLS #

Enter MLS Number: MLS Number: MLS Number: MLS Number:

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MAP

Select a Starting Point: No Preference Allen Anna Carrollton Celina Frisco Little Elm Lucas Mckinney Melissa Murphy Parker Plano Prosper The Colony Wylie Choose a property type: Residential Multifamily Commercial Land Lease

What is your price range? No Minimum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000 No Maximum $100,000 $125,000 $150,000 $175,000 $200,000 $225,000 $250,000 $275,000 $300,000 $325,000 $350,000 $375,000 $400,000 $425,000 $450,000 $475,000 $500,000 $600,000 $700,000 $800,000 $900,000 $1,000,000 $1,250,000 $1,500,000 $1,750,000 $2,000,000 $2,250,000 $2,500,000 $2,750,000 $3,000,000 $3,250,000 $3,500,000 $3,750,000 $4,000,000 $4,500,000 $5,000,000 $5,500,000 $6,000,000 $6,500,000 $7,000,000 $7,500,000 $8,000,000 $8,500,000 $9,000,000 $9,500,000 $10,000,000

Number of rooms required? Baths 1 2 3 4 5 6 7 8+ Beds 1 2 3 4 5 6 7 8+

Search Now

New Home Buyer Tips

• A Note Concerning North Texas Real Estate
• Timing Can Mean Savings
• Getting Over the 3% Realtor® Commission
• Financing – Use Builder's Mortgage Company, Or Our Own?
• Find the Right Builder & Community – Know What You Want!
• Watch for Pre-Construction Sales Events
• Use Your Realtor® As a Leverage Tool in Your New Home Negotiations
• Real Estate As An Investment
• Finally

A Note Concerning North Texas Real Estate

Unlike California and much of the East Coast, money is made or lost on real estate in North Texas market when you buy. By finding an exceptional value "up front" you lock in your equity cushion. On the other hand, if you fall in love with a particular house and fail to consider its current real market worth, you can easily develop a bad case of buyers remorse once reality sets in, or worse if your plans change and you find yourself selling sooner than later at a measurable loss.

Yes, homes do appreciate with inflation in a general sense. Since the mid 90's homes have increased in value about 60 to 100%. If you live in certain city areas your rate of appreciation can be higher. Location is always key along with scarcity of land. In the out lying areas home appreciation is dependent upon in most cases the "New Home Factor." New Home Construction will affect your home's value if you try and sell shortly after you buy.

Looking at the bright side of buying a North Texas home, compared to homes in California, the East Coast or even in some Mid West States is that you can buy more house for your money and live a lifestyle you could only dream about in other parts of the Country. So while you like the pricing of North Texas Real Estate you must remember not to over pay up front. If you decide to buy a Home anywhere in the Collin County or North Texas area, McKinney Home Rebate will help you find the most home for the least cost. We understand North Texas Real Estate and can help you buy right.

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Timing Can Mean Savings

Buying during November through early March can mean lower builder prices and lower interest rates! Knowing the end of a builder's fiscal year can also mean added savings if you are ready when the deals are being made. Read our Market Commentary to learn Why Now May be the Best Time to Buy a New Home.

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Getting Over the 3% Realtor® Commission

If you can't get past the idea that a Realtor® can help you find additional savings and help prevent you from making a mistake you will live to regret and that the small fee you pay to get these professional services are to your advantage then please read on. Actually the 3% Realtor® commission does 2 important things for you.

• Pays for and provides you with Buyer Representation from an experienced professional that will protect your financial interests. Remember the Builder's Sales Agent is an agent for the builder. Who is your agent when you're ready to Contract? How do you know your getting the lowest price or other concessions?? Have you seen a market analysis so you know the price you are about to pay is fair?
• Gives the Builder a financially effective means to market their new homes to the public.

In short 3% is a minor marketing expense for the builder to pay for the continual stream of home sales they realize through Realtors®. Also and even more importantly, the 3% is never paid until a home is sold.

Realtors® in the DFW Market sell anywhere from 50% to 90% of all New Homes that are sold! Without Realtor® sales, there would be few builders to choose from and fewer banks who would be willing to finance new home constructions. Without Realtors®, finance and marketing charges would eat away from builders profits and either drive them from business or drive up costs.

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Financing – Use Builder's Mortgage Company, Or Our Own?

If the Builder is discounting their prices to clear inventory or to get contracts then going with the Builder's mortgage company is your best course of action. You can always refinance afterwards. Our clients get options with the builder that forces them to compete with market interest rates. With McKinney Home Rebate we can provide leading mortgage lenders who can put together competitive loan packages, and as a client of ARG they have agreed to provide the most competitive rates without charging an origination point. In many ways this competes with some of the benefits provided by a builders mortgage company.

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Find the Right Builder & Community – Know What You Want!

The most important thing is to find a home, community and subdivision that you really like. Talk to the Builder's sales rep and ask him to contact you or your Realtor® the moment a great special comes along. Many times with inventory or weekend sales events if you're the last to know, and Specials become meaningless.

A client of mine just contracted with an area Builder. He got a call from the sales rep who told him he would get a $25K price reduction only if he contracted that weekend - and he did! He had told the builder he would buy when the price was right and had negotiated for about 8 weeks with no success. When he got the call about the price reductions he was ready to act. Having me as his buyer representative had no bearing on the discount offered. In addition to the $25K reduction in price he will also get a Cash Rebate for over $2,400 dollars!

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Watch for Pre-Construction Sales Events

Also look for Pre-Construction sales promotions and don't forget to ask all the builders that you visit if they have any Grand Openings planned in the area. These are usually very aggressive sales events. Two of my clients last year got the lowest prices offered in a new Subdivision plus a nifty $5,000 Rooms to Go Gift Card, plus my Buyer Rebate. Its hard to have buyers remorse when you strike such a good deal! At Pre-construction Grand Opening sales Builders want 'contracts' and are willing to discount liberally - especially when they can't even show you a model!

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Use Your Realtor® As a Leverage Tool in Your New Home Negotiations

Contrary to what many home buyers believe, one of the advantages of telling a Builder's Sales Rep that you are working with a 'Realtor® is that it makes that Rep know they will have to compete to get your business. What may seem at a casual glance to be a burden to the price negotiation process actually becomes a financial leverage or benefit that you can and should use when negotiating.

For example, a recent client of mine employed this strategy to successfully obtain an additional $6K in builder concessions. For him it meant getting the elevation he wanted on his new home. For the builder it meant a signed contract. This particular builder almost never discounts more than what corporate allows, but they did for him. During the negotiations I spoke to the builder's rep directly and told her that my client, although fully qualified and ready to contract, would most likely not buy their home unless they would agree to the elevation change without added cost, and that there were 2 other builders that were also being considered. Again my client had time on his side and had his homework done. In this case he waited out the builder, stuck to his cards and got his price. This was a case of "working" a better deal than being ready to respond to a fire sale announcement where the 'first ones in' gets the best selection and deal.

In addition to the extra $6K in builder concession my client also received another $19K in discounts and closing cost benefits. Then of course he still gets a tidy $2700 Cash Rebate from me at 'Closing' to help him enjoy his new home that much better.

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Real Estate As An Investment

• Investors can buy homes for cash and lease them for 5 years to:
• More than double their annual income when compared to what they would get from Bank CD's.
• Protect their capital from inflation or loss of purchasing power in the green back by having their liquid capital invested in tangible real estate.
• To make a capital gain or profit when selling their Real Estate investment for more money than what they paid.

If you're an investor (not a flipper) I can help you package a deal with a builder for a negotiated fee. Buying New Properties provide warranty advantages and are Renter Ready! McKinney actually has a shortage of quality Rental Properties.

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Finally

Keep in mind that McKinney Home Rebate always appreciates your business and I pledge personally to do my level best to help you find both quality and savings in McKinney's dynamic new and pre-owned home market.

The professional team at Askins Realty Group, McKinney, TX, will be happy to answer any questions you may have regarding McKinney and surrounding area real estate. Find out how you can save thousands with our Texas Best Buyer Rebate. Please email or call (972) 529-2394 Local Office.

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Master Planned Communities

• Tucker Hill, McKinney
• Stonebridge Ranch,McKinney
• Star Creek, Allen
• Craig Ranch, McKinney
• Twin Creeks, Allen
• Whitley Place, Prosper

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Contact Askins Realty Group

Officed in Stonebridge Ranch
McKinney, TX 75071
Office Phone: (972) 529-2394
Mike's Mobile (214) 727-3686
Jenee's Mobile (214) 727-3401
Fax: (972) 767-1941
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Independently Owned and Operated. Copyright 2008 Askins Realty Group LLC. Broker Number 0460185, All rights reserved

Licensed and Regulated by the Texas Real Estate Commission